Market-Based Public Policy by Richard C. Hula (eds.)

By Richard C. Hula (eds.)

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1981) 'Risk, Arson, and Abandonment', Journal of Risk and Insurance, 48, 494-504. COLE, C. W. and D. T. OFFICER (1981) 'The Interest Cost Effect of Private Municipal Bond Insurance', Journal of Risk and Insurance, 48, 435-49. Martin T. Katzman 41 COOK, P. J. and D. A. GRAHAM (1977) 'The Demand for Insurance and Protection: the Case of Irreplaceable Commodities', Quarterly Journal of Economics, 91, 143-56. DENENBERG, H. , EILERS, R. , MELONE, J. J. and R. A. ZELTEN (1974) Risk and Insurance (Englewood Cliffs, NJ: Prentice-Hall).

PRESSMAN, J. L. and A. WILDAVSKY (1973) Implementation (Berkeley: University of California Press). RODGERS, H. R. (1982) The Cost of Human Neglect (New York: M. E. Sharp). SOWELL, T. (1975) Race and Economics (New York: David McKay). STONE, C. N. (1985) 'Efficiency Versus Social Learning: A Reconsideration of the Implementation Problem', Policy Studies Review, 4, 3, 484-90. THUROW, L. C. (1975) Generating Inequality (New York: Basic Books). VERNON, R. (1981) State-Owned Enterprise in Western Economies (New York: St.

Indeed, until recently, the San Francisco fire of 1906, the aftermath of the earthquake, was the single largest loss sustained by insurers. Since they were first organized in Britain in the 1680s and in the United States in the 1740s, fire insurance companies have played a major role in risk management. In Britain, fire insurers devote about one-third of their premiums to research on fire prevention (Doherty, 1976). The tradition of combining loss prevention with insurance is incorporated within the factory mutual system of insurance in the United States.

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